Investors Heavily Search MoneyLion Inc. (ML): Here is What You Need to Know (2024)

MoneyLion Inc. (ML - Free Report) has recently been on's list of the most searched stocks. Therefore, you might want to consider some of the key factors that could influence the stock's performance in the near future.

Over the past month, shares of this company have returned -23.4%, compared to the Zacks S&P 500 composite's +2.8% change. During this period, the Zacks Financial Transaction Services industry, which MoneyLion falls in, has gained 0.4%. The key question now is: What could be the stock's future direction?

Although media reports or rumors about a significant change in a company's business prospects usually cause its stock to trend and lead to an immediate price change, there are always certain fundamental factors that ultimately drive the buy-and-hold decision.

Earnings Estimate Revisions

Here at Zacks, we prioritize appraising the change in the projection of a company's future earnings over anything else. That's because we believe the present value of its future stream of earnings is what determines the fair value for its stock.

Our analysis is essentially based on how sell-side analysts covering the stock are revising their earnings estimates to take the latest business trends into account. When earnings estimates for a company go up, the fair value for its stock goes up as well. And when a stock's fair value is higher than its current market price, investors tend to buy the stock, resulting in its price moving upward. Because of this, empirical studies indicate a strong correlation between trends in earnings estimate revisions and short-term stock price movements.

For the current quarter, MoneyLion is expected to post a loss of $0.01 per share, indicating a change of +97.6% from the year-ago quarter. The Zacks Consensus Estimate remained unchanged over the last 30 days.

The consensus earnings estimate of $1.45 for the current fiscal year indicates a year-over-year change of +131.3%. This estimate has remained unchanged over the last 30 days.

For the next fiscal year, the consensus earnings estimate of $5.51 indicates a change of +280% from what MoneyLion is expected to report a year ago. Over the past month, the estimate has remained unchanged.

Having a strong externally audited track record, our proprietary stock rating tool, the Zacks Rank, offers a more conclusive picture of a stock's price direction in the near term, since it effectively harnesses the power of earnings estimate revisions. Due to the size of the recent change in the consensus estimate, along with three other factors related to earnings estimates, MoneyLion is rated Zacks Rank #1 (Strong Buy).

The chart below shows the evolution of the company's forward 12-month consensus EPS estimate:

12 Month EPS

Revenue Growth Forecast

Even though a company's earnings growth is arguably the best indicator of its financial health, nothing much happens if it cannot raise its revenues. It's almost impossible for a company to grow its earnings without growing its revenue for long periods. Therefore, knowing a company's potential revenue growth is crucial.

For MoneyLion, the consensus sales estimate for the current quarter of $127.4 million indicates a year-over-year change of +19.6%. For the current and next fiscal years, $524.8 million and $636.7 million estimates indicate +23.9% and +21.3% changes, respectively.

Last Reported Results and Surprise History

MoneyLion reported revenues of $121.01 million in the last reported quarter, representing a year-over-year change of +29.2%. EPS of $0.60 for the same period compares with -$1.29 a year ago.

Compared to the Zacks Consensus Estimate of $117.2 million, the reported revenues represent a surprise of +3.25%. The EPS surprise was +306.9%.

The company beat consensus EPS estimates in each of the trailing four quarters. The company topped consensus revenue estimates two times over this period.


Without considering a stock's valuation, no investment decision can be efficient. In predicting a stock's future price performance, it's crucial to determine whether its current price correctly reflects the intrinsic value of the underlying business and the company's growth prospects.

Comparing the current value of a company's valuation multiples, such as its price-to-earnings (P/E), price-to-sales (P/S), and price-to-cash flow (P/CF), to its own historical values helps ascertain whether its stock is fairly valued, overvalued, or undervalued, whereas comparing the company relative to its peers on these parameters gives a good sense of how reasonable its stock price is.

The Zacks Value Style Score (part of the Zacks Style Scores system), which pays close attention to both traditional and unconventional valuation metrics to grade stocks from A to F (an An is better than a B; a B is better than a C; and so on), is pretty helpful in identifying whether a stock is overvalued, rightly valued, or temporarily undervalued.

MoneyLion is graded B on this front, indicating that it is trading at a discount to its peers. Click here to see the values of some of the valuation metrics that have driven this grade.

Bottom Line

The facts discussed here and much other information on might help determine whether or not it's worthwhile paying attention to the market buzz about MoneyLion. However, its Zacks Rank #1 does suggest that it may outperform the broader market in the near term.

Investors Heavily Search MoneyLion Inc. (ML): Here is What You Need to Know (2024)


Is MoneyLion stock a good investment? ›

MoneyLion has a consensus rating of Strong Buy which is based on 4 buy ratings, 0 hold ratings and 0 sell ratings. What is MoneyLion's price target? The average price target for MoneyLion is $114.00. This is based on 4 Wall Streets Analysts 12-month price targets, issued in the past 3 months.

Who are the shareholders of MoneyLion? ›

Rohit D'Souza 6.402 %690,6976.402 %
Fintech Collective, Inc. 5.789 %624,5305.789 %
StepStone Group LP 5.774 %622,9315.774 %
Lyusen Krubich 2.285 %246,4662.285 %
6 more rows

What is the business model of MoneyLion? ›

The company makes money through its loan business, lead generation from users on its site, and monthly subscription service. Individuals who use MoneyLion's services begin as visitors, choosing to either use the platform for free or to buy its premium consumer services via a premium membership and loan applications.

What is the company profile of MoneyLion? ›

MoneyLion Inc. provides financial technology solutions. The Company offers full-service digital platform to deliver mobile banking, lending, and investment solutions. MoneyLion serves clients in the United States.

Can I trust MoneyLion? ›

19, 2022, MoneyLion has 4.7 out of 5 stars on Trustpilot with more than 27,000 reviews. They also have 4.72 out of 5 stars on the Better Business Bureau (BBB) with more than 3,700 reviews.

How to invest $1,000 in stock? ›

Here's how to invest $1,000 and start growing your money today.
  1. Buy an S&P 500 index fund. ...
  2. Buy partial shares in 5 stocks. ...
  3. Put it in an IRA. ...
  4. Get a match in your 401(k) ...
  5. Have a robo-advisor invest for you. ...
  6. Pay down your credit card or other loan. ...
  7. Go super safe with a high-yield savings account. ...
  8. Build up a passive business.
Apr 15, 2024

What bank owns MoneyLion? ›

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion.

Is MoneyLion a legit company? ›

Yes, MoneyLion is a legit company. The MoneyLion app is one of the best cash advance apps on the market. The app has a 4.7-star rating out of over 127K reviews on the iOS app store and a 4.5-star rating out of 119K reviews on the Android app store.

How does MoneyLion investment work? ›

When you add money to your investment account in any amount (there are no minimums or asset-based management fees!), we will buy ETF shares (or fractions of shares — to help every dollar go further) on your behalf to put your money to work. You can view your portfolio of investments any time in the MoneyLion app.

Is MoneyLion profitable? ›

We generated record revenue, record Adjusted EBITDA, and record GAAP net income, and generated $0.60 of diluted EPS, a significant profitability milestone for MoneyLion as we continue to scale.

Who is the CEO of MoneyLion? ›

Today, I have the pleasure of sitting down with Dee Choubey, CEO of MoneyLion. In our chat, Dee takes us on a journey through MoneyLion's evolution, from its early days as a venture-backed neobank to its current position as a headline fintech stock.

Is MoneyLion a crypto? ›

What is MoneyLion Crypto? MoneyLion Crypto powered by Zero Hash is an easy way to buy, sell, and hold cryptocurrency with just a push of a button on the MoneyLion app*.

Is Lion a good stock to buy? ›

Lion Electric Company has a consensus rating of Hold which is based on 3 buy ratings, 4 hold ratings and 1 sell ratings. The average price target for Lion Electric Company is C$1.90.

Is ml stock a good buy? ›

Based on short-term price targets offered by five analysts, the average price target for MoneyLion Inc. comes to $105.40. The forecasts range from a low of $80.00 to a high of $133.00. The average price target represents an increase of 42.74% from the last closing price of $73.84.

Is Lion Energy a good investment? ›

Lion Energy (ASX: LIO)

The company's penny stock status means a high risk for investors, but its success in oil explorations, alongside its sharply defined strategy for entering the green hydrogen space, seem to qualify Lion as a best ASX hydrogen stock.

What is the most profitable stock to invest in? ›

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